Partial Self-Insurance Programs

“Risk Retention for larger Public Entities”

A sophisticated approach to your risk management needs.

Product Assessment

Our professionals do an indepth review of your entity and it’s loss history over a several year period to determine if this approach is a viable option for you to consider. Given the right circumstances, public entities can save hundreds of thousands of dollars over a very short period of time.

All Lines Aggregate

The product contemplates all lines of coverage (including Workers Compensation), with all losses feeding in to both the specific and the aggregate stop loss reinsurance retention. The public entity retains a vast amount of control over the handling of claims and the funds associated with them.

Learn More

Our All Lines Aggregate Team

Jean Perry

MI Municipal – CSR
jperry@bfgroup.com

269-341-4823

Jon Johnson

MI Account Representative/Producer
jjohnson@bfgroup.com

269-341-9764

Megan West

Director of Michigan Governmental Programs
mwest@bfgroup.com

269-341-9715

Heather Reetz

IN/IL Municipal CSR –  Accounts A – J
hreetz@bfgroup.com

269-341-4826

Karla Julian

IN/IL Municipal CSR – Accounts K – Z
kjulian@bfgroup.com

269-341-4847

Bobbi Pritchard

Director, Municipal Property & Casualty
bpritchard@bfgroup.com

269-341-4850

Don Dickerson

IN Account Representative/Producer
ddickerson@bfgroup.com

317-445-4379

Mike Schau

IN Account Representative/Producer
mschau@bfgroup.com

269-762-2384

Randy Teltoe

IN Account Representative/Producer
rteltoe@bfgroup.com

317-878-5035

John LaBanow

IL Account Representative/Producer
jlabanow@bfgroup.com

269-341-9559

Ryan Pnakovich

Director of Illinois Governmental Programs
rpnakovich@bfgroup.com

269-341-9718

Dustin Gillis

OH Account Representative/Producer
dgillis@bfgroup.com 

269-341-9740

Craig Hibner

OH Account Representative/Producer
chibner@bfgroup.com

269-341-9771

Andy Leitch

OH Account Representative/Producer
aleitch@bfgroup.com 

269-341-9740

Thomas Welsh

Director of Ohio Governmental Programs
twelsh@bfgroup.com

269-341-9364

Contact us

Burnham & Flower Insurance Group
Phone: 269.381.1173
Toll Free: 800.748.0554
info@bfgroup.com

HOME OFFICE
315 South Kalamazoo Mall
Kalamazoo, MI 49007

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