Property & Casualty Programs

Commercial property insurance and casualty insurance coverage is essential for public entities. Burnham & Flower Insurance Group partners with a number of property and casualty insurance programs to provide you with coverage tailored to suit your needs.

Michigan Programs

MTPP Risk Reduction
Grant Program

The Risk Reduction Grant Program has been established to assist members in reducing specific risk exposures and to assist our members in their efforts of applying effective risk management and loss control techniques for exposures the Par Plan insures.

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Michigan Township Participating Plan

The Par Plan is a unique and proven, member-driven system that has effectively provided affordable, tailored property and casualty coverages to small and medium-sized Michigan public entities for many years.

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Illinois Programs

Illinois Parks Association Risk Services

IPARKS was formed in 1991 as a local government risk pool for Illinois public agencies.

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HCC Insurance Holdings

As a result of the ever-changing legal environment, HCC Specialty is continually refining coverage forms to meet the changing needs of our clients.

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Indiana Programs

HCC Insurance Holdings

As a result of the ever-changing legal environment, HCC Specialty is continually refining coverage forms to meet the changing needs of our clients.

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Ohio Programs

Ohio Township Association Risk Management Authority

Now over 1,000 members! OTARMA is the leader for property and liability coverage in Ohio. Formed in 1987 and endorsed by the Ohio Township Association.

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Public Entities Pool of Ohio

PEP was formed in 1987 and is a local government risk-sharing pool comprised of local public entities other than townships.

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Where we are

Burnham & Flower Insurance Group
Phone: 269.381.1173
Toll Free: 800.748.0554
info@bfgroup.com

MAIN OFFICE
315 South Kalamazoo Mall
Kalamazoo, MI 49007

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OHIO OFFICE
6500 Taylor Rd.
Blacklick, OH 43004

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