Benefit Coverages

Consider the experts at Burnham & Flower Insurance Group an extension of your Human Resources Department as we provide administrative services for a variety of individual or group benefits policies.

Dental

Dental coverage helps individuals, families, and employees pay for care needed to prevent and detect common dental issues as well as larger, unexpected issues as they arise.

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Disability

We partner with you to understand your needs, risks, and goals in order to select disability coverage that will provide the most support in case of a disability.

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Flexible Spending Accounts (FSAs)

Set up FSAs for your employees that empower them to make decisions about their contributions and allow them to access their funds with ease when they need them.

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Group Health

Develop a multi-year strategic plan to help lower costs, address compliance issues, and improve overall employee satisfaction and wellness.

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Group Life

Tackle tough topics and select coverage that meets your benefit goals now and in the future.

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Health Reimbursement Arrangements (HRAs)

Maintain a smooth process for enrolling employees into your HRAs, monitor your reimbursements and liabilities, and keep up-to-date on your compliance obligations.

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Health Savings Accounts (HSAs)

Partner with an administrator who can manage the enrollment and contribution processes for your employee HSAs, making it a smooth experience for all involved.

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Individual Health

When group plans are not an option, individual health policies provide health benefits that can be directly purchased by an individual or a family.

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Individual Life

If people depend on you for financial support, it’s important to make an educated decision about life insurance options.

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Office Visit and Prescription Drug Co-Pay Reimbursements

Ensure that your employees’ claims are being handled properly and that they are being promptly and accurately reimbursed for their doctor visits and prescription drugs.

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Program Implementation

We can assist with program implementation by customizing a wellness program specific to your employees’ needs and health care data.

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Self-Funded Dental/Vision/Hearing Reimbursements

If you are an employer that offers a self-funded group health plan, you need an insurance company that can help you manage the program and process claims reimbursements.

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Vision

Covering individuals and groups, vision insurance helps pay for vision-related services and treatments.

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Voluntary Benefits

We can help you determine which voluntary benefits options will improve employee attraction and retention.

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Wellness

Implementing corporate wellness initiatives can help manage your claims and control your employee-related health care costs.

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Where we are

Burnham & Flower Insurance Group
Phone: 269.381.1173
Toll Free: 800.748.0554
[email protected]

MAIN OFFICE
315 South Kalamazoo Mall
Kalamazoo, MI 49007

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OHIO OFFICE
6500 Taylor Rd.
Blacklick, OH 43004

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