Dental coverage helps individuals, families, and employees pay for care needed to prevent and detect common dental issues as well as larger, unexpected issues as they arise.
We partner with you to understand your needs, risks, and goals in order to select disability coverage that will provide the most support in case of a disability.
Flexible Spending Accounts (FSAs)
Set up FSAs for your employees that empower them to make decisions about their contributions and allow them to access their funds with ease when they need them.
Develop a multi-year strategic plan to help lower costs, address compliance issues, and improve overall employee satisfaction and wellness.
Tackle tough topics and select coverage that meets your benefit goals now and in the future.
Health Reimbursement Arrangements (HRAs)
Maintain a smooth process for enrolling employees into your HRAs, monitor your reimbursements and liabilities, and keep up-to-date on your compliance obligations.
Health Savings Accounts (HSAs)
Partner with an administrator who can manage the enrollment and contribution processes for your employee HSAs, making it a smooth experience for all involved.
When group plans are not an option, individual health policies provide health benefits that can be directly purchased by an individual or a family.
If people depend on you for financial support, it’s important to make an educated decision about life insurance options.
Office Visit and Prescription Drug Co-Pay Reimbursements
Ensure that your employees’ claims are being handled properly and that they are being promptly and accurately reimbursed for their doctor visits and prescription drugs.
We can assist with program implementation by customizing a wellness program specific to your employees’ needs and health care data.
Self-Funded Dental/Vision/Hearing Reimbursements
If you are an employer that offers a self-funded group health plan, you need an insurance company that can help you manage the program and process claims reimbursements.
Covering individuals and groups, vision insurance helps pay for vision-related services and treatments.
We can help you determine which voluntary benefits options will improve employee attraction and retention.
Implementing corporate wellness initiatives can help manage your claims and control your employee-related health care costs.
Where we are
Burnham & Flower Insurance Group
Toll Free: 800.748.0554